Ayres-Rice Insurance is an independent agency located in Harbor Springs, Michigan.

Ayres-Rice Insurance agency has served southwest Michigan for over 50 years. We are a division of the Ayres Group with locations throughout Southwest Michigan. Each location is independently owned and operated.

All Ayres-Rice Insurance staff are fully licensed insurance agents, assuring you that there will always be a knowledgeable insurance professional available to answer your questions and concerns.

You will have piece of mind knowing that as your insurance agent, we can customize your individual insurance needs. Ayres-Rice Insurance offers superior claims processing as most claims are handled within our agency in a prompt and courteous manner.